A Benefits Philosophy:
It all came down to adherence and accountability at this year’s Solutions in Drug Plan Management conference.
Benefits_Canada_Drug_Plan_Management_Conference_Results
Absence Management
Early Identification leads to Early Intervention – Is your early intervention truly early? When should the clock start ticking on intervention? It’s great to preach Early Intervention and promote early return to work, but if employers miss the key signals of employees who may be at risk, they miss their chance to intervene early.
Absence_Management_Sept_05
Cost Plus Health Insurance: A case in point
The case of Spicy Sports Inc. et al v. The Queen, 2004 TCC 463, an informal procedure case before the Tax Court of Canada, involved a “cost plus” health insurance policy purchased for the major shareholder and principal employee of the corporation, which operated a sports supply shop. The case, described in the following article, serves to reinforce the need for appropriate planning in establishing private health services plans.
RWAM_Bulletin_June_05_Cost_Plus
Disabled or Critical?
How does critical illness insurance (CI) fit into a client’s risk management portfolio, versus long term disability (LTD) insurance? It depends on an individual client’s circumstances.
Disabled_or_Critical_Advisors_Edge_June_05
E-Prescriptions
Health Canada is working on new legislation that could revolutionize how Canadians obtain medication, allowing doctors to send prescriptions electronically to the pharmacist.
E_Prescription_2005
End to Mandatory Retirement
Ontario and New Brunswick have both introduced bills concerning mandatory retirement. If these bills are passed, Ontario and New Brunswick would join Albert, Manitoba, Quebec, Prince Edward Island, Northwest Territories, Nunavut, and the Yukon in viewing mandatory retirement based on as age discriminatory.
GWL_Bulletin_ending_mandatory_retirement_Aug_05
Evolution of Dental Plans
Evolution_of_Dental_Plans_Benefits_Canada_2001
Fraud Prevention
Too good to be true? Discounts on orthopaedic footwear may cost benefits plans money.
Manulife_Bulletin_Orthopaedic_footwear_March_2005
Frontlines: Prescription for Healthcare
Plan sponsors and plan members alike are speaking out about the future of healthcare. Three different surveys recently weighed in on the private/public healthcare debate.
Benefits_Canada_July_2006_Prescription_for_healthcare
New Frontiers
Advisors need to remain abreast of changes in the insurance landscape.
New_Frontiers_Advisors_Edge_June_05
Province of Ontario reforms Drug System
The Ontario government is making numerous reforms to its drug system.
06_14__e__Province_of_Ontario_Reforms_Drug_System
RWAM Insights
National Drug Plan – Visionary or Pipe Dream?
RWAM_National_Drug_Plan_Bulletin_Sept_2004
RWAM INSIGHTS – AUGUST 2006
Dispelling disability myths – What all employers should know about Early Intervention
RWAM_Bulletin_Dispelling_Disability_Myths_Aug_2006
RWAM INSIGHTS – NOVEMBER 2006
An effective return – impact of disability and absenteeism to the workplace.
RWAM_November_2006_Bulletin
RWAM Insights Impatient for Patients
While millions of Canadians can’t find a doctor, thousands of foreign physicians cannot get a licence to practise medicine here.
RWAM_Bulletin_October_2004
Searching for Solutions
We are pleased to announce that we have been asked to participate in the annual “Drug Plan Management” conference in Toronto in May 2005.
Searching_for_Solutions_Announcement_Apr_7_05
Taking a bite out of dental costs
Ontario plan sponsors aren’t prepared to swallow painful increases in dental costs. Employer groups are working with the Ontario Dental Association to find solutions – organizations in other provinces can follow suit.
Taking_a_bite_out_of_dental_costs_Benefits_Canada_2001
The fallout from upcoding
While hospitals offload costs to counter chronic underfunding, plan sponsors are increasingly picking up the tab for expensive drugs and services.
Benefits_Canada_Fallout_from_upcoding_March_2003
The Feasibility of Falconbridge Benefits
The_Feasibility_of_Falconbridge_Benefits_Can_Nov_2004
Tomorrow’s Group Insurance Business
What impact will demutilization have on group insurance providers? Get ready for a greater emphasis on profitability and less choice for national employers.
Tomorrows_Group_Insurance_Business
